Day 1: $15.76
90 days: $16.76
Annual raises in March after first year
Monday thru Thursday
6:00 AM - 4:30 PM with Overtime available at 1.5 x pay rate
Attendance Policy applies, as does perfect attendance rewards.
Individual Deductible $2,000
Family Deductible $4,000
Coinsurance In Network 20%
Coinsurance Out of Network 40%
Out of Pocket Max Individual $4,000
Out of Pocket Max Family $8,000
Network Arkansas Blue Cross
No copays, which allows us to remain eligible for H.S.A.
Preventative health services are free before reaching deductible
Coverage A-Covered at 100% In Network
No Deductible on Diagnostic and Preventative Services
Cleanings, X-rays, sealants
$25 Deductible for coverages listed as B, C and Ortho
Coverage B-Covered at 80% In Network
Basic Services-pain, extractions, endodontics, filings
Coverage C-Covered at 50% In Network
Crowns, Bridges, Periodontics, implants
$1,500 Maximum benefit per person per year
Orthodontics Covered at 50% for Children only- $1,000 Lifetime Maximum
Eye Exams- $10 copay every 12 months
Lenses- $25 copay every 12 months
Frames- $25 copay every 24 months
Contacts- no copay every 12 months
Discounts on LASIK
Life-1.5 x annual salary at no cost to you
Essick pays $11.78 per employee per month
STD-90 days paid at 60% at no cost to you
Essick pays your wages, this is self-funded
LTD-60% of your wages through insurance company
Essick pays $13.61 per employee per month
Voluntary Life insurance offered
100% of first 3%
50% of next 2%
Total of 4% of salary
Essick pays an average of $90 per employee per month
Maximum contribution for 2017 is $18,000
Catch up for over age 50 is $6,000
This money is tax deferred
Arvest administers our plan
No withdraws are allowed until the Spring after you leave employment
7% of net income
Based on wages for prior year
2017 Essick paid an average of $71 per employee per month
Perfect Attendance awards $400/year